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With so many options and varying types of health and life insurance, we can help you find which one best suits your particular needs.

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Did you know that Type 1 diabetes decreases life expectancy by an average of 15 years, while the average Type 2 diabetic lives 5 to 10 fewer years than a typical non-diabetic? If you have diabetes and are not aware of the risks involving life expectancy, you owe it to yourself and your family to get all the facts.

DIABETICLifeofAmerica.com is a web portal exclusively dedicated to providing life insurance for people with diabetes.  This type of coverage is just as essential for diabetics as health insurance. It should be obtained without delay so you can lock-in a rate for a specific term or for a lifetime.

Most other agents are not trained to handle anything except clients with pristine health histories and just don't understand how to quote someone with diabetes. The result of seeking coverage through an inexperienced agency can result in heartache and frustration.

Instead, we'll explain your options in terms that are easy to understand and make recommendations that are based on getting your policy approved. The key is knowing HOW to submit your case! We have the expertise to know what each company's underwriter's are looking for and can make the process of getting this coverage much easier---and certainly more pleasant.

Please don't be discouraged if you've been declined elsewhere. The American Diabetes Association advises:

"Never take NO for an answer. Just because one company rates or declines your application does not mean that another company will not look at you more favorably."

The fact is many of our clients had been turned down at other agencies before coming to us for help. Finally, you should NOT wait until your condition worsens before you apply. It could mean the difference between affordable coverage for you now and a financial disaster for your surviving loved ones later!

For a free quote, please call 973-571-0600, email info@premieroptioninsuranceservices.com or fill out our life insurance quote form.

If you would like to view the most recent US government statistics on diabetes, you may click here.